FREE · PRIVATE · INSTANT
Loan EMI Calculator
Estimate your monthly loan payment, total interest and total repayment before you borrow.
✓ Live EMI estimate
✓ Clear cost breakdown
✓ No data upload
Your figures stay private. Everything is calculated locally in your browser.
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Enter loan details
Change any value to compare repayment options
View yearly repayment schedule
| Period | Opening balance | Principal paid | Interest paid | Closing balance |
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Before you rely on the estimate
- A longer tenure usually lowers EMI but raises total interest.
- Processing fees, insurance, taxes and penalties are not included.
- For floating-rate loans, test a higher rate to understand possible risk.